Ledger

Personal finance, kept simple

Know where every dollar is going.

Ledger tracks your expenses, expected income, and savings goals in one place — so month-end never catches you off guard.

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July 2026 overview Sample data

Spent this month

$2,140

Expected income

$3,600

Savings goal

$2,000

Spending by category

Housing
Food
Bills
Other

Savings progress

$1,460 saved so far

Recent expenses

Groceries$64.20
Electric bill$88.00

Everything your budget needs

Expense tracking

Log every expense by category, date, and note — see exactly where your money goes.

Income expectations

Set what you expect to earn each month and measure actual spending against it.

Savings goals

Set a monthly target and watch a live progress bar as you save toward it.

One-glance dashboard

Totals, category breakdown, and savings progress for the current month, all in one view.

6-month trends

See your spending trend over the last six months to catch patterns early.

Private by default

Your data is scoped to your account only — nothing is shared across users.

Start tracking in under a minute

No credit card, no spreadsheet. Just sign up and add your first expense.

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